When it comes to credit reports and credit scores, there are lots of rumors or misconceptions you have heard from your relatives, friends, and neighbors. There are a plethora of myths about what you should and shouldn’t do to manage your credit. But all what you have heard is not right and may cost you lowering your credit score or additional issues in the credit report.
Apoorvaa is letting you know 5 common credit misconceptions on which you should not believe.
Your score will drop if you check your own credit – This is False
Closing old accounts is a good idea – This is False
Paid collections are automatically deleted from your credit report – This is False
Being a co-signer doesn’t make you liable for the account – This is False
Paying off a debt will add 50 points to your credit score – This is False
Most importantly, pay your bills on time, reduce the amount of revolving debt you have and work on removing erroneous, misleading, inaccurate, or incomplete derogatory accounts from your credit reports either by yourself or by hiring a company like Apoorvaa to do the work on your behalf.
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Apoorvaa Foundation came into existence to ensure credit healthy and wealthy life to each and every one. We support our clients in terms of upgrading credit score, to clear problematic credit history and to those who have no history or zero history at the same time we support banks to clear out NPA accounts.
How do we help you? Our Certified Credit Counselor looks into your matter to provide you free counseling that further enables you to get a Credit Information Report and Score to identify any discrepancy. Our Certified Credit Counselor additionally creates a roadmap for you to take necessary actions to resolve discrepancy with best possible solutions in minimum time. At Apoorvaa we focus on transparency and confidentiality to serve you and protect your data with utmost care and will neither share your data nor sell it. This is our business ethic that makes Apoorvaa the best credit rectification brand. We stand by you on each and every path to uplift your credit life. Our 100000+ Satisfied Clients are the best recognition and that make us satisfied.
Apoorvaa Foundation is India’s 1st Credit Rectification Organization and pioneer in this unique concept which is working independently and neither works as collection agent nor commission agent.