Many things affect your credit score and many do not. Here Apoorvaa is bringing 7 things to you which are not considered while calculating your credit score and hence won’t hurt your credit score.
- Bouncing a cheque
- Being denied credit
- Paying your credit card bill in full
- Losing your job
- Upgrading or downgrading credit card
- The number of credit cards you have
- Your assets
On a positive note, this means an excellent credit score is something anyone can achieve. A person with low income and no assets could have a higher score than someone in the top income bracket with substantial assets. In the state of professional help, reach out to Apoorvaa.