What is Identity Theft?

It is an extremely stressful situation, when you find out that you are the victim of identity theft or some other type of credit score malfunction. It is costly in terms of lowering your creditworthiness. Though you are financially protected, you are still an identity theft victim; it takes significant action and commitment on your […]
Read More

What is CIBIL Rank?

You know that there is a credit score for an individual but do you have any question in mind then what about business or company? The answer is here. The Company or businesses have CIBIL Rank. I know you have another question in mind… Am I right? Apoorvaa is giving you answers to all your […]
Read More

Credit Score V/S Credit Report

Before making any decision, lenders check your credit report and credit score. If both are in satisfactory condition then only lenders consider taking your loan or credit card application for the further process. Do you know how your credit scores or credit report are different? If not, Apoorvaa is letting you know the difference between […]
Read More

Factors that DO NOT Impact Your Credit Score

Apoorvaa is going to highlight the factors which do not have anything to do with credit score and they do not have any impact on your credit score and credit report. Let’s check out here those factors: Your Salary Where You Live The Rent You Pay Where You Work Your Bank Balance Utility Bill Payments […]
Read More

Avoid Common Credit Score Mistakes

Do you know what credit score mistakes push your credit score to go down? No. Don’t worry! Apoorvaa is going to tell you which you should avoid when it comes to your credit score. You might feel that it is a small mistake but it has a deeper effect in future. Let’s see here what […]
Read More

6 reasons behind low Credit Score

You know that credit score is an integral part of the lending process and when it comes to financial life then it is an important essence but have you ever thought about what makes your credit score go low? Apoorvaa is bringing your attention to the reasons which shall result in a lower credit score. […]
Read More

Why should you check your Credit Report?

Your credit report is not just a piece of paper but an important factor behind many things in your life such as the home you live in, the job you get, how much money you can borrow and how much interest you will pay. In nutshell, your credit report and score are important to your […]
Read More

Importance of Good Credit Score

Apoorvaa is emphasizing here the importance of a good credit score. When you have a good credit score, you will have lots of benefits because your financial decision either negative or positive has an impact on your credit score. A good credit score is essential in case you want to be on top priority for any […]
Read More

Know Credit Bureaus

In India, Credit score is generally considered as CIBIL Score and credit report as CIBIL Report but CIBIL is credit bureau and besides this, there are 3 more credit bureaus are available in India which provide credit report and credit score. Apoorvaa can help you with pulling the credit report from all 4 credit bureaus […]
Read More

Hard Inquiry V/S Soft Inquiry

Be free from worries if you think that checking your own credit report can hurt your credit score and reflect in your credit report as an inquiry. There are 2 types of credit inquiry. Hard Inquiry Soft Inquiry A Hard Inquiry occurs when a lender with whom you have applied for credit reviews your credit […]
Read More

Talk To Us & We’ll Talk To You!