Habits of people having 750+ Credit Score

Following certain habits you can too have an excellent credit score which can give you lots of benefits in many ways. Apoorvaa is opening the chest of habits which people with above 750+ credit score are following. Let’s see here what habits of people make them achieve 750+ credit score. They know their credit score […]
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What is in your Credit Report?

Apoorvaa is going to give you a brief about the details listed in your credit report. You all must know that your credit report is the main aspect to look at by lenders or banks when you apply for a loan or credit card. A credit report is a record of your entire credit life […]
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What factors are considered in credit scoring?

Trying to figure out how your credit score is calculated? Apoorvaa is going to tell you how that 3 digit number reflects on your credit report. The 5 factors listed here are key components to calculate your credit score and if you follow all these with due care then the chances may be high that […]
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Common Credit Report Error

Thinking about what can lower your chances of getting a loan or a credit card due to a credit report error? Apoorvaa credit rectification organization is listing here some errors which show up in credit reports that will cause you a lot when it comes to loans or credit cards. Incorrect Information Closed Account Listed […]
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Boost Your Chance for Loan Approval

Looking for applying for a loan but you do not know what will boost your chance for loan approval. Apoorvaa is the right place to give you the right tips which can help you. Know your credit score Pay off existing debts Research for the right lender Determine your debt-to-income ratio Provide a co-signer or […]
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Benefits of Good Credit Score

Apoorvaa will give you an answer to the question of benefits of having a good credit score here. Apoorvaa credit bureau consultant has 6 benefits listed for you that a good credit score gives you. Low interest rates on loans Better Chance for loan and credit card approval More negotiating power Get Approval for higher […]
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What is Credit History and use of Credit History

Credit History is a record of a borrower’s repayment habit towards his/her debts (Credit Card or Loan). It measures their responsibility towards repaying their debts. Credit history is recorded in a credit report which showcases the number and types of credit accounts, how long each account has been open, amounts owed; the amount of available […]
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What is Credit Report?

A credit report is a comprehensive chronicle of an individual’s credit history. Credit reports are generated by credit bureaus. Credit bureaus use the large amounts of data (on various facilities) available with them to generate these reports. Included in your credit report is a historical record of how and when you pay your bills, how […]
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What is Credit Bureau and Different Credit Bureaus in India

Credit Bureau also known as a Credit Information Company (CIC) is a central repository that collects, collates and maintains credit and loan related information of individual and commercial institutions. Member banks, Credit card companies and other financial institutions send financial data of registered individuals as well as commercial institutions to the Credit Bureau on a […]
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