5 Common Credit Misconceptions

When it comes to credit reports and credit scores, there are lots of rumors or misconceptions you have heard from your relatives, friends, and neighbors. There are a plethora of myths about what you should and shouldn’t do to manage your credit. But all what you have heard is not right and may cost you lowering […]
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Credit score and credit scoring

You know that a credit score is a 3 digit numerical expression, typically Between 300 to 900 based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Credit scoring is not limited to banks. Other organizations, such as […]
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6 Ways to improve your Credit Score

The information on your credit report impacts your credit score both in a positive and negative sense. Your credit score is a tool which lenders take into consideration to determine your ability to obtain credit. Poor credit score can lead you to nowhere whereas an excellent credit score gives you lots of benefits. If you […]
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CIBIL Rank V/s CIBIL Score

Maybe this sounds confusing for many who are not so familiar with score and rank hence here Apoorvaa is giving quick access to differentiate CIBIL Rank and CIBIL Score for better understanding. CIBIL Rank is applicable to companies. Whereas CIBIL Score is applicable to individual consumers. CIBIL Rank summarizes your company’s CCR (Company Credit Report) […]
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Credit Scoring and Credit Scoring Model

Everyone out there has one question in common, that is “how my credit score calculated?” But before that we should know about what credit scoring is and what credit scoring model is. “Credit Scoring” is a statistical system creditors use to determine whether to give you credit or not, they determine your creditworthiness in terms […]
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