Your credit report is the only source to check your credit history for creditors and this is the first thing creditors or lenders check while you are applying for a loan or credit card. What someone finds listed on your credit report will directly impact your credit approval or rejection. The three digits in your credit report is a reflection of what you did with your financials before or the credit card used before. It means a credit report has a lot to say about repayment and managing habits of your credit. Any creditors or lenders who obtained and evaluated a copy of your credit report can quickly find out what to do with your loan or credit application, but with information depicted by your credit report and score.
Whatever information your credit report contains is important when it comes to obtaining credit and loans; hence it is very important for you that your information is well maintained with accuracy in your credit report and is also up–to–date and latest. It is necessary that the information reported to the credit reporting agencies or credit bureaus by your creditors and lenders depicts you in a positive light.
Your credit report is a key component of your financial health and it is the basis for creditors and lenders to identify your repayment potential. Though it does not include your employment history or income history, it still gives a hint to the lenders regarding how you have managed your finances in the past and what your current ongoing. If it is well maintained, it is a powerful tool to turn the tables towards you.
Unchecking your credit report, will lead to credit fraud and can temporarily damage your credit and you may require lots of time and hassle to restore or correct it. Many have a question whether checking a credit report really leads to damaging it? The answer is no. When you check your own credit report, it will not affect your credit report or credit score.
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Apoorvaa Foundation came into existence to ensure credit healthy and wealthy life to each and every one. We support our clients in terms of upgrading credit score, to clear problematic credit history and to those who have no history or zero history at the same time we support banks to clear out NPA accounts.
How do we help you? Our Certified Credit Counselor looks into your matter to provide you free counseling that further enables you to get a Credit Information Report and Score to identify any discrepancy. Our Certified Credit Counselor additionally creates a roadmap for you to take necessary actions to resolve discrepancy with best possible solutions in minimum time. At Apoorvaa we focus on transparency and confidentiality to serve you and protect your data with utmost care and will neither share your data nor sell it. This is our business ethic that makes Apoorvaa the best credit rectification brand. We stand by you on each and every path to uplift your credit life. Our 100000+ Satisfied Clients are the best recognition and that make us satisfied.
Apoorvaa Foundation is India’s 1st Credit Rectification Organization and pioneer in this unique concept which is working independently and neither works as collection agent nor commission agent.