Access to finance is essential for economic growth and job creation. We cannot deny the fact that a well–functioning financial system offers a variety of products such as savings, credit and risk management etc to individuals as well as businesses. This not only works better for urban but for rural areas as well, they can also have better access to financial services which enables both urban and rural access to essential including savings, housing, health, education and agriculture etc. The access to credit is largely hindered by the lack of sufficient information on the ability of potential borrowers to repay debt and the fact that, the basic approach of lending still remains traditional which is based on subjective judgments about a borrower’s ability to repay by collateral, or guarantee.
Credit reporting is a vital part of a country’s financial infrastructure. When one can access financial resources easily, efficiently and reliably, the financial services become more accessible to more people. Monitoring and screening borrower’s need of credit along with habit of repayment offers one way to minimize problems of inadequate information. Thus, the credit reporting system is essential in order to facilitate access to financial services. Hence, the credit reporting systems should be safe, efficient, accurate and supportive of data subject and consumer rights.
The credit reporting system is facilitating the lending process by providing lenders with objective information that enables them to reduce their risk and transaction costs along with helping them expand credit access to creditworthy borrowers.
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Apoorvaa Foundation came into existence to ensure credit healthy and wealthy life to each and every one. We support our clients in terms of upgrading credit score, to clear problematic credit history and to those who have no history or zero history at the same time we support banks to clear out NPA accounts.
How do we help you? Our Certified Credit Counselor looks into your matter to provide you free counseling that further enables you to get a Credit Information Report and Score to identify any discrepancy. Our Certified Credit Counselor additionally creates a roadmap for you to take necessary actions to resolve discrepancy with best possible solutions in minimum time. At Apoorvaa we focus on transparency and confidentiality to serve you and protect your data with utmost care and will neither share your data nor sell it. This is our business ethic that makes Apoorvaa the best credit rectification brand. We stand by you on each and every path to uplift your credit life. Our 100000+ Satisfied Clients are the best recognition and that make us satisfied.
Apoorvaa Foundation is India’s 1st Credit Rectification Organization and pioneer in this unique concept which is working independently and neither works as collection agent nor commission agent.