With the growth of technology and advance computing of data collection in 1970s, the modern credit reporting industry was born. This made work efficient and cost effective. Credit reporting is meant earlier for lenders, but it helps consumers as well.
In 1971, Fair Credit Reporting Act was passed in the US to ensure the “accuracy, fairness and privacy of information in the files of consumer reporting agencies”. In India it took longer than the US, the Credit Information Companies (Regulation) Act, 2005 was introduced to regulate and provide guidelines on credit bureau work which was started in 1999.
In today’s 21st century, digitalization has become a necessity and credit reporting has also evolved with technology. People are also aware of the growing need for credit reporting. The data has become faster, accurate and easier to access.
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Apoorvaa Foundation came into existence to ensure credit healthy and wealthy life to each and every one. We support our clients in terms of upgrading credit score, to clear problematic credit history and to those who have no history or zero history at the same time we support banks to clear out NPA accounts.
How do we help you? Our Certified Credit Counselor looks into your matter to provide you free counseling that further enables you to get a Credit Information Report and Score to identify any discrepancy. Our Certified Credit Counselor additionally creates a roadmap for you to take necessary actions to resolve discrepancy with best possible solutions in minimum time. At Apoorvaa we focus on transparency and confidentiality to serve you and protect your data with utmost care and will neither share your data nor sell it. This is our business ethic that makes Apoorvaa the best credit rectification brand. We stand by you on each and every path to uplift your credit life. Our 100000+ Satisfied Clients are the best recognition and that make us satisfied.
Apoorvaa Foundation is India’s 1st Credit Rectification Organization and pioneer in this unique concept which is working independently and neither works as collection agent nor commission agent.