Credit Card

Xanax American Express A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder promise to the card issuer to pay them for the amounts plus the other agreed charges. The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.  


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A credit card is different from a charge card which requires the balance to be repaid in full each month. In contrast, credit cards allow consumers to build a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used as currency by the owner of the card. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer,
whereas a charge card simply defers payment by the buyer until a later date.


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