Credit is not of one type and has different purposes to use it in different verticals of life and business.
There are primarily two types of credit which is,
Secured Credit means the credit that requires you to pledge something of value in order to secure the loan. In banking terms, this is called collateral. For example, Mortgage Loan, Auto Loan, Commercial Loan, Gold Loan, Car Loan, Home Loan etc. Unsecured Credit means the credit that doesn’t require any collateral. Instead, it is based entirely on your good credit history. For example, Credit Card, Personal Loan, Student Loan etc.
Now this chapter has sufficiently elaborated the credit and lending process but the main question still remains that is how banks and lending institutions access the credit and credit worthiness? Our next topic is going to give you a brief idea of the risk accessing process.
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Apoorvaa Foundation came into existence to ensure credit healthy and wealthy life to each and every one. We support our clients in terms of upgrading credit score, to clear problematic credit history and to those who have no history or zero history at the same time we support banks to clear out NPA accounts.
How do we help you? Our Certified Credit Counselor looks into your matter to provide you free counseling that further enables you to get a Credit Information Report and Score to identify any discrepancy. Our Certified Credit Counselor additionally creates a roadmap for you to take necessary actions to resolve discrepancy with best possible solutions in minimum time. At Apoorvaa we focus on transparency and confidentiality to serve you and protect your data with utmost care and will neither share your data nor sell it. This is our business ethic that makes Apoorvaa the best credit rectification brand. We stand by you on each and every path to uplift your credit life. Our 100000+ Satisfied Clients are the best recognition and that make us satisfied.
Apoorvaa Foundation is India’s 1st Credit Rectification Organization and pioneer in this unique concept which is working independently and neither works as collection agent nor commission agent.