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What factors are considered in credit scoring?

Trying to figure out how your credit score is calculated? Apoorvaa is going to tell you how that 3 digit number reflects on your credit report. The 5 factors listed here are key components to calculate your credit score and if you follow all these with due care then the chances may be high that you have a good credit score.

Payment History (35%)
Amount Owned (30%)
Credit History (15%)
Types of Credit (10%)
New Credit (10%)

In credit scoring, all these factors are considered and no one factor or incident determines it completely. So make sure that you keep following certain good practices which can help you in maintaining the credit score. Still you have defaulted on any of these factors which have affected your credit score and you are looking for some actionable plan to rectify your credit score. Apoorvaa will stand by you to rectify it.

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Registered Office: 309/B, Hare Krishna Complex, B/H City Gold Cinema, Ashram Road, Ahmedabad - 380009 Gujarat
Credit Helpline: +91-8000911911
Associate Helpline: +91-9712911911
Missed Call Number: +91-7574911911
Email id : credithelp@apoorvaa.co.in

is a registered intellectual property of Apoorvaa Foundation. All Right Reserved. Services Name, Logo, Photos and other Credentials featured or referred within Apoorvaa Foundation are the property of Apoorvaa Foundation. The Credit Advisory Service is a subsidiary of Apoorvaa Foundation. However, the brand is Apoorvaa Foundation.

Apoorvaa Foundation came into existence to ensure credit healthy and wealthy life to each and every one. We support our clients in terms of upgrading credit score, to clear problematic credit history and to those who have no history or zero history at the same time we support banks to clear out NPA accounts.

How do we help you? Our Certified Credit Counselor looks into your matter to provide you free counseling that further enables you to get a Credit Information Report and Score to identify any discrepancy. Our Certified Credit Counselor additionally creates a roadmap for you to take necessary actions to resolve discrepancy with best possible solutions in minimum time. At Apoorvaa we focus on transparency and confidentiality to serve you and protect your data with utmost care and will neither share your data nor sell it. This is our business ethic that makes Apoorvaa the best credit rectification brand. We stand by you on each and every path to uplift your credit life. Our 100000+ Satisfied Clients are the best recognition and that make us satisfied.

Apoorvaa Foundation is India’s 1^st Credit Rectification Organization and pioneer in this unique concept which is working independently and neither works as collection agent nor commission agent.

Registration No- F/17407

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What factors are considered in credit scoring?

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