Credit History is a record of a borrower’s repayment habit towards his/her debts (Credit Card or Loan). It measures their responsibility towards repaying their debts. Credit history is recorded in a credit report which showcases the number and types of credit accounts, how long each account has been open, amounts owed; the amount of available credit is used, whether credit card bills are paid on time and the number of recent inquiries.
Use of Credit History
Credit History is an important factor to determine the creditworthiness of borrowers in repaying debts. Credit history helps lenders to determine annual percentage rate (APR), grace period and several other factors while lending any form of loan or credit card. When creditors review your credit history, they may assess several different factors such as recent activity, the length of time that credit accounts have been open and active and the patterns and regularity of repayment over longer periods of time.
If you are lacking in your credit history, it is time you should start working on it. If you would like to get help, Apoorvaa is here for you.
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Apoorvaa Foundation came into existence to ensure credit healthy and wealthy life to each and every one. We support our clients in terms of upgrading credit score, to clear problematic credit history and to those who have no history or zero history at the same time we support banks to clear out NPA accounts.
How do we help you? Our Certified Credit Counselor looks into your matter to provide you free counseling that further enables you to get a Credit Information Report and Score to identify any discrepancy. Our Certified Credit Counselor additionally creates a roadmap for you to take necessary actions to resolve discrepancy with best possible solutions in minimum time. At Apoorvaa we focus on transparency and confidentiality to serve you and protect your data with utmost care and will neither share your data nor sell it. This is our business ethic that makes Apoorvaa the best credit rectification brand. We stand by you on each and every path to uplift your credit life. Our 100000+ Satisfied Clients are the best recognition and that make us satisfied.
Apoorvaa Foundation is India’s 1st Credit Rectification Organization and pioneer in this unique concept which is working independently and neither works as collection agent nor commission agent.