In today’s financial landscape, credit plays a crucial role in determining an individual’s financial well-being. Whether you are applying for a loan, a credit card, or seeking to establish your creditworthiness, the assessment of your credit history is a key factor. In India, credit bureaus have emerged as essential institutions that gather and analyze credit-related […]

Your credit score, a three-digit number, may seem like a small piece of information. However, it holds tremendous power over various aspects of your everyday life. From financial opportunities to personal choices, your credit score plays a pivotal role in shaping your future. In this article, we will explore the far-reaching consequences of credit scores […]

A credit report is not just a piece of paper. But it is an important document in the lending-borrowing process. It is a summary of information about all your existing and past credit accounts. Credit accounts include everything from credit cards to mortgages, student loan repayments, and any other loan that is reported to these […]

Everyone out there has one question in common, that is “how my credit score calculated?” But before that we should know about what credit scoring is and what credit scoring model is. “Credit Scoring” is a statistical system creditors use to determine whether to give you credit or not, they determine your creditworthiness in terms […]

If you think of applying for a business loan, irrespective of the amount, lenders or banks will assess your creditworthiness and comprehend whether you are eligible for loan or not. The decision is based on some factors such as your past credit history, loan amount on your company’s name, and more. This creditworthiness is quantified […]