Thinking about what can lower your chances of getting a loan or a credit card due to a credit report error? Apoorvaa credit rectification organization is listing here some errors which show up in credit reports that will cause you a lot when it comes to loans or credit cards. Incorrect Information Closed Account Listed […]

Looking for applying for a loan but you do not know what will boost your chance for loan approval. Apoorvaa is the right place to give you the right tips which can help you. Know your credit score Pay off existing debts Research for the right lender Determine your debt-to-income ratio Provide a co-signer or […]

Apoorvaa will give you an answer to the question of benefits of having a good credit score here. Apoorvaa credit bureau consultant has 6 benefits listed for you that a good credit score gives you. Low interest rates on loans Better Chance for loan and credit card approval More negotiating power Get Approval for higher […]

Credit History is a record of a borrower’s repayment habit towards his/her debts (Credit Card or Loan). It measures their responsibility towards repaying their debts. Credit history is recorded in a credit report which showcases the number and types of credit accounts, how long each account has been open, amounts owed; the amount of available […]

A credit report is a comprehensive chronicle of an individual’s credit history. Credit reports are generated by credit bureaus. Credit bureaus use the large amounts of data (on various facilities) available with them to generate these reports. Included in your credit report is a historical record of how and when you pay your bills, how […]

Credit Bureau also known as a Credit Information Company (CIC) is a central repository that collects, collates and maintains credit and loan related information of individual and commercial institutions. Member banks, Credit card companies and other financial institutions send financial data of registered individuals as well as commercial institutions to the Credit Bureau on a […]

A CIBIL Commercial Credit Report is a record of your company’s credit history. The past payment behavior of a company is a strong indication of its future behavior. It is therefore important to understand that the Commercial Credit Report is heavily relied on by loan providers to evaluate and approve loan applications. A typical Commercial […]

When it comes to credit reports and credit scores, there are lots of rumors or misconceptions you have heard from your relatives, friends, and neighbors. There are a plethora of myths about what you should and shouldn’t do to manage your credit. But all what you have heard is not right and may cost you lowering […]

You know that a credit score is a 3 digit numerical expression, typically Between 300 to 900 based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Credit scoring is not limited to banks. Other organizations, such as […]

The information on your credit report impacts your credit score both in a positive and negative sense. Your credit score is a tool which lenders take into consideration to determine your ability to obtain credit. Poor credit score can lead you to nowhere whereas an excellent credit score gives you lots of benefits. If you […]